Most homeowner's insurance policies cover busted pipes - Dallas News | myFOXdfw.com

Most homeowner's insurance policies cover busted pipes

Posted: Updated:
ATLANTA -

Many homeowners in the metro Atlanta area will be filing insurance claims after freezing temperatures caused pipes to burst.

The good news is burst pipes in your home are almost always covered by your homeowner's insurance. Industry experts though say there are other things to consider as you begin the clean-up process.

Jamie Kimbrough with the Georgia Insurance Information Service says all homeowners should have a plan.

"The first thing you need to do, obviously, is get the water turned off at its source, where it's coming from the street because you don't want the pipes to keep leaking water and potentially damaging other parts of your home," said Kimbrough. "Be patient and make sure everything goes smoothly and you're in contact with your agent, there's not a whole lot else you can do."

Experts say in most cases, dealing with insurance companies is pretty tidy.

"I can tell you based on my experience, a pipe freeze is usually well-covered by your insurance and they work very well with us. Most restoration companies bill them directly," said Rachel Johnston of Servpro Restoration Services.

Being prepared goes a long way, but it's not just homeowners that need a plan and coverage.

"Particularly, we're seeing a lot of apartment complexes that are having burst pipes and someone in there,  if you don't have renters insurance, then your property is not covered," said Kimbrough.

With more than 50 percent of the country thawing out, Kimbrough says above all be patient.

"There may be a little bit of a backlog, but insurance companies are really working hard to get to get things pushed through as quickly as possible because they know people need to get back in their homes and live their normal lives," said Kimbrough.

Be sure to read over your insurance policies and understand everything they do and don't cover. Some policies will even put you up at a hotel if the damage is bad enough.

  • More Local NewsMore>>

  • Burglars pretend to be engaged couple buying a home

    Burglars pretend to be engaged couple buying a home

    Monday, September 1 2014 11:18 PM EDT2014-09-02 03:18:05 GMT
    Deputies are asking the public for help to find more homeowners who may have fallen victim to two burglars, pretending to be in the market for a home.The Forsyth County Sheriff's Office says Tyler Michels and Rebecca Weismayer were arrested for burglarizinga 76-year-old man's home. Deputies say the two posed as an engaged couple looking to buy their first home. Detectives tell FOX 5 the homeowner let the suspects in, allowing the two to case his home. The two waited until the homeowner left, ...
    Deputies are asking the public for help to find more homeowners who may have fallen victim to two burglars, pretending to be in the market for a home.The Forsyth County Sheriff's Office says Tyler Michels and Rebecca Weismayer were arrested for burglarizinga 76-year-old man's home. Deputies say the two posed as an engaged couple looking to buy their first home. Detectives tell FOX 5 the homeowner let the suspects in, allowing the two to case his home. The two waited until the homeowner left, ...
  • Savannah police seek leads on 2 weekend killings

    Savannah police seek leads on 2 weekend killings

    Police in Savannah are seeking leads after two men were shot to death over the Labor Day holiday weekend.
    Police in Savannah are seeking leads after two men were shot to death over the Labor Day holiday weekend.
  • Georgia film studio plan: High drama, few results

    Georgia film studio plan: High drama, few results

    Georgia newsGeorgia news
    A promised $90 million movie studio in coastal Georgia is seeking a fresh start after a troubled first year.
    A promised $90 million movie studio in coastal Georgia is seeking a fresh start after a troubled first year.
  • Trevor Shirley's storiesMore>>

  • Police search for ATM skimmer

    Police search for ATM skimmer

    Friday, August 29 2014 9:59 PM EDT2014-08-30 01:59:34 GMT
    Dunwoody police are searching for a man who they say attached a credit card skimmer to a SunTrust ATM.
    Dunwoody police are searching for a man who they say attached a credit card skimmer to a SunTrust ATM.
  • Daughter saves father’s life in Buford

    Daughter saves father’s life in Buford

    Wednesday, August 27 2014 9:49 PM EDT2014-08-28 01:49:03 GMT
    A Buford man says he owes his life to his little girl. Ernie Baca is alive after a seizure on Sunday and there's a good chance his 5-year-old daughter, Aliyah, is the one to thank.
    A Buford man says he owes his life to his little girl. Ernie Baca is alive after a seizure on Sunday and there's a good chance his 5-year-old daughter, Aliyah, is the one to thank.
  • Gwinnett Co. schools confirm molestation investigation

    Gwinnett Co. schools confirm molestation investigation

    Tuesday, August 26 2014 10:21 PM EDT2014-08-27 02:21:20 GMT
    A mother tells FOX 5 her first grader was molested by an older student at a Gwinnett County elementary school.
    A mother tells FOX 5 her first grader was molested by an older student at a Gwinnett County elementary school.
Powered by WorldNow

KDFW FOX 4
400 N. Griffin Street
Dallas, Texas 75202

Main Station Directory:
(214) 720-4444
News Fax:
(214) 720-3263 or (214) 720-3333

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | New Terms of Service What's new | Ad Choices